Get the Most Current and Competitive Rates Today!

Dollar bill puzzle over clockAt the Hereford Texas Federal Credit Union, we are committed to providing our members with the most competitive rates possible.

Accounts Disclosure

The rates, fees, and terms applicable to your account at Hereford Texas Federal Credit Union are provided in the Truth-in-Savings Disclosure on file at the Credit Union. The Credit Union may offer other rates for these accounts from time to time. The rates and fees appearing in these Schedules are accurate and effective for accounts as of the Effective Date indicated in these Rate and Fee Schedules. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

Find the type of account across the top row & view down that column to see the details of the interest rates & requirements.

Share
Savings Account
Share Draft
(Checking) Account
Interest
Interest Rate .35% ---
Interest Compounded Daily ---
Interest Credited Monthly ---
Balance Requirements
Minimum Opening Deposit $25.00 $100.00
Service Fee --- $5.00
Balance Method Daily Balance Daily Balance
Account Limitations (See Account Disclosure) Account Transfer Limitations Apply ---

View interest rates, balance requirements & account limitations for Hereford Federal Credit Union's Health Savings Account.

Health Savings Account
Interest
Interest Rate .70%
Interest Compounded Monthly
Interest Credited Monthly
Balance Requirements
Minimum Opening Deposit ---
Balance Method Daily Balance
Account Limitations (See Account Disclosure) Account Transfer Limitations Apply

Find the length of the term of the IRA Certificate of Deposit across the top row. Follow that column down to view interest rates, balance requirements & account limitations for that account.

IRA Account –
6 Month
IRA Account –
12 Month
Interest
Interest Rate .70% .95%
Interest Compounded Annually Annually
Interest Credited Annually Annually
Balance Requirements
Minimum Opening Deposit --- ---
Balance Method Daily Balance Daily Balance
Account Limitations (See Account Disclosure) Account Transfer Limitations Apply Account Transfer Limitations Apply

Find the length of the term of the IRA Certificate of Deposit across the top row. Follow that column down to view interest rates, balance requirements & account limitations for that account.

IRA Account –
18 Month
IRA Account –
24 Month
Interest
Interest Rate 1.05% 1.15%
Interest Compounded Annually Annually
Interest Credited Annually Annually
Balance Requirements
Minimum Opening Deposit --- ---
Balance Method Daily Balance Daily Balance
Account Limitations (See Account Disclosure) Account Transfer Limitations Apply Account Transfer Limitations Apply

Find the length of the term of the IRA Certificate of Deposit across the top row. Follow that column down to view interest rates, balance requirements & account limitations for that account.

IRA Account –
30 Month
IRA Account –
36 Month
Interest
Interest Rate 1.25% 1.50%
Interest Compounded Annually Annually
Interest Credited Annually Annually
Balance Requirements
Minimum Opening Deposit --- ---
Balance Method Daily Balance Daily Balance
Account Limitations (See Account Disclosure) Account Transfer Limitations Apply Account Transfer Limitations Apply

Find the length of the certificate of deposit across the top row & view down that column to see the details of the interest rates & requirements.

Certificate of Deposit –
6 Month
Certificate of Deposit –
12 Month
Interest
Interest Rate/Annual Percentage Yield 0.70% / 0.702% 0.95% / 0.954%
Dividends Compounded Monthly Monthly
Dividends Credited Monthly (calendar) Monthly (calendar)
Balance Requirements
Minimum Opening Deposit $1,000.00 $1,000.00
Balance Method Daily Balance Daily Balance
Account Limitations (See Account Disclosure) Account Transfer Limitations Apply Account Transfer Limitations Apply

Find the length of the certificate of deposit across the top row & view down that column to see the details of the interest rates & requirements.

Certificate of Deposit –
18 Month
Certificate of Deposit –
24 Month
Interest
Interest Rate/Annual Percentage Yield 1.05% / 1.055% 1.15% / 1.156%
Dividends Compounded Monthly Monthly
Dividends Credited Monthly (calendar) Monthly (calendar)
Balance Requirements
Minimum Opening Deposit $1,000.00 $1,000.00
Balance Method Daily Balance Daily Balance
Account Limitations (See Account Disclosure) Account Transfer Limitations Apply Account Transfer Limitations Apply

Find the length of the certificate of deposit across the top row & view down that column to see the details of the interest rates & requirements.

Certificate of Deposit –
30 Month
Certificate of Deposit –
36 Month
Interest
Interest Rate/Annual Percentage Yield 1.25% / 1.257% 1.50% / 1.510%
Dividends Compounded Monthly Monthly
Dividends Credited Monthly (calendar) Monthly (calendar)
Balance Requirements
Minimum Opening Deposit $1,000.00 $1,000.00
Balance Method Daily Balance Daily Balance
Account Limitations (See Account Disclosure) Account Transfer Limitations Apply Account Transfer Limitations Apply